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IRA ACCOUNTs

  • Eligible individuals must be under the age of 70 1/2
  • No minimum amount to open account
  • Married couples filing jointly can contribute the maximum amount to separate IRAs, even if one spouse has little or no earned income
  • Available to individuals of any age who receive earned income, including a non-working spouse (with some restrictions)
  • No minimum amount to open
  • Contributions are not tax-deductible