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Federally Insured by NCUA

Second Homes

Second Homes
  • We finance up to 80% loan to value
  • No private mortgage insurance (PMI) required
  • BVSCU retains servicing of the loan
  • Credit Report Fee:  individual - $21.38, joint - $42.76
  • Mortgage Loan Origination - 1%*
    Other fees associated with Real Estate Loans are pass-through costs. These fees would be incurred as each circumstance dictates and could include but are not limited to title, attorney, survey, appraisal, recording and pest control fees
  • Rate may vary depending on individual credit history and other underwriting factors
  • Example of a Second Home Loan payment: 30 year 1st Lien Home Loan at 4.75% APR is $52.16 per every $10,000 financed**

*Percentage of Loan Amount **Payment does not include amounts for taxes and insurance

†All loans subject to credit approval. You must be a member or eligible for membership to qualify. Rates, terms and conditions are subject to change without notice. The APR is based on various credit-worthy criteria. For a $150,000 mortgage loan with 5% down payment at a 30-year term with a rate of 6% APR the monthly payment will be $899.33. BVSCU is an Equal Housing Opportunity Lender.


Liberty Mutual Insurance

All BVSCU Members
are Eligible to Receive "Preferred" Auto and Homeowners' Insurance Rates with Liberty Mutual.


Preeya Mistry, LUTCF
Office: 281-392-4333 ext. 56205
Mobile: 512-567-6688
Fax: 713-456-2811
Email: Preeya.Mistry@LibertyMutual.com


Juan Correa (Spanish Speaking)
Office: 281-392-4333 ext. 59136
Fax: 866-772-9623
Email: Juan.Correa-Oviedo@LibertyMutual.com

Questions about a Real Estate Loan?

Please call 281.644.3702 or email us at RealEstateDept@bvscu.org

To help with loan modifications, please email RealEstateModifications@bvscu.org