Establishing good credit is not hard. Simply follow these six fundamental steps when managing your credit and you will build and retain a credit score that will allow you to qualify for the credit you want, when you need it.
Establish a Credit History - Open a credit account to establish a credit report. Consider signing up for a credit card with BVSCU to help create your credit file.
Always Pay as Agreed - The most important step in building a good credit score is to pay your bills on time. Even if the debt you owe is small, it is crucial that you make payments on time. Setting up payment reminders and/or enrolling in automatic payments through your BVSCU Online Banking account can help you avoid making late payments.